With lower mortgage rates, monthly payments are smaller, which frees up cash. For example, for a mortgage rate of around 6% compared to 6.85%, the difference in payment on a $600,000 loan is about $310 per month.
Alastair is referring to an incident last October, when Discord admitted official ID photos of around 70,000 users had potentially leaked after a breach at a firm which helped it verify ages.
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